Free Insurance & Retirement Tools
Educational calculators you can use without handing over your contact information.
These tools are educational. They do not provide financial, tax, legal or medical advice, and they do not determine eligibility for any insurance product or government program.
Life insurance
How much coverage might your family actually need?
Life Insurance Needs Calculator
Income replacement, mortgage, debts, education and final expenses, minus coverage and assets you already have.
Life Insurance Quote Estimator
Planning ranges by age, term and coverage amount. Shows estimated planning ranges, never invented carrier prices.
Policy Second Opinion
A checklist of areas worth reviewing on a policy you already own.
Health coverage
Marketplace and Medicare coverage reviews.
Retirement income
Will the income you expect cover the life you want?
Savings and long-term care
How long will what you have actually last?
Final expenses
What would be left for family members to cover?
Not sure where to start?
The assessment points you at whichever gap looks largest.